Group Benefit Premiums

Health and Dental benefits are provided through Alberta Blue Cross. Life Insurance and Long Term Disability benefits are insured by Manulife.

The most recent rates are shown below. Monthly premiums and cost sharing can be found on the Benefits at a Glance document which is updated regularly. 

Each year, the university reviews group benefit premiums for each staff group. Premiums are adjusted, as required, to ensure adequate funding to maintain coverage. Many factors affect the ongoing costs of providing our group benefit coverage, including:

• Changes in the demographics of our staff
• Increased utilization of services
• Inflationary increases in health and dental expenses
• Claim reserve requirements by the insurer

** Premiums are also taking into consideration the recent ratification of the AUPE collective agreement and the benefit enhancements and thresholds negotiated as part of the agreement.

Based on this year’s review, premium adjustments will take effect September 1, 2026. All adjustments will be reflected on the September 25, 2026 pay date. The rates shown are monthly premiums with half of the monthly deduction taken from each pay.

There are no changes to the premiums currently in effect for the following benefits:

• Optional Employee, Spousal, and Dependent Child Life Insurance, 100% paid by staff member

For an overview of your benefits and the monthly premiums, please refer to the Benefits at a Glance document.

Questions regarding your benefits can be addressed to UService at 403.210.9300 or hr@ucalgary.ca.