Group Benefit Premiums

Academic Staff 


Monthly premiums and cost sharing can be found on the Benefits at a Glance document which is updated regularly.

Health and dental benefits are provided through Alberta Blue Cross. Life insurance and Long Term Disability benefits are insured by Manulife and the Accidental Death and Dismemberment benefit is insured by SSQ.

Each year, the university reviews group benefit premiums for each staff group. Premiums are adjusted, as required, to ensure adequate funding to maintain coverage. Many factors affect the ongoing costs of providing our group benefit coverage, including:

  • changes in the demographics of our staff
  • increased utilization of services and total paid claims
  • inflationary increases in health and dental expenses
  • claim reserve requirements by the insurer.

September 1, 2021 Adjustment

Based on this year’s review, the following premium adjustments will take effect September 1, 2021. All adjustments will be reflected on the September 24, 2021 pay date. The rates shown in the tables are monthly premiums with half of the monthly deduction taken from each pay.

Extended Health Care

Rates shown are for full time staff members. Cost sharing per the Collective Agreement.


September 1, 2020

Single                                                                            

Employee Share               University Share             

$3.10                                     $63.30

Total                                                                                      

$66.40

 

Family                                                                                

Employee Share               University Share               

$7.76                                     $158.46

Total                                                                                    

$166.22

                                                                     

 

September 1, 2021

Single                                                                            

Employee Share               University Share             

$5.10                                     $65.30

Total                                                                                      

$70.40

 

Family                                                                                

Employee Share               University Share               

$12.74                                     $163.46

Total                                                                                    

$176.20

 

Dental

Rates shown are for full time staff members. Cost sharing per the Collective Agreement.


September 1, 2020

Single                                                                                  

Employee Share               University Share

$0.00                                     $61.12                                   

Total                                                                                 

$61.12                                                                          

 

Couple                                                                              

Employee Share               University Share              

$0.00                                     $122.24                                 

Total                                                                              

$122.24                                                                                

 

Family                                                                                  

Employee Share               University Share

$0.00                                     $183.10                                 

Total                                                                                    

$183.10                                                                       

September 1, 2021

Single                                                                                  

Employee Share               University Share

$0.00                                     $60.52                                   

Total                                                                                 

$60.52                                                                              

 

Couple                                                                              

Employee Share               University Share              

$0.00                                     $121.00                                 

Total                                                                              

$121.00                                                                                

 

Family                                                                                  

Employee Share               University Share

$0.00                                     $181.28                                 

Total                                                                                    

$181.28     

Employee Basic Life Insurance

100% paid by the Academic staff member. Rate per $1,000 of benefit.


September 1, 2020

$0.1175

September 1, 2021

$0.0917

All Other Benefits

There are no changes to the premiums currently in effect for the following benefits:

  • Optional Employee, Spousal, and Dependent Child Life Insurance, 100% paid by staff member
  • Long Term Disability Insurance (regular/fixed term), 100% paid by staff member, LTD rate based on percentage of covered salary
  • Long Term Disability Insurance (limited term), 100% paid by staff member, LTD rate based on percentage of covered salary

For an overview your benefits and the monthly premiums, please refer to the Benefits at a Glance document. 

Questions regarding your benefits can be addressed to UService at 403-210-9300 or hr@ucalgary.ca.